Instant payouts · Zero friction

Every worker
gets paid instantly

Tips, wages, and gig payouts delivered in seconds. Built for servers, caddies, valet, immigrants, students, and every gig worker in between.

Start accepting tips See how it works
Gig Workers
Servers & Waitstaff
Caddies
Valet
College Students
Immigrants
Marcus earned $82 today — Gig Delivery
Sofia tipped $22 — Table 14
Kwame received $110 — 18-hole caddy
Daniela cashed out $214 — Valet shift
Jin earned $35 — Campus tutoring
Priya received $58 — Grocery run
Elena tipped $91 — Banquet service
Marcus earned $82 today — Gig Delivery
Sofia tipped $22 — Table 14
Kwame received $110 — 18-hole caddy
Daniela cashed out $214 — Valet shift
Jin earned $35 — Campus tutoring
Priya received $58 — Grocery run
Elena tipped $91 — Banquet service
$4.2M
Paid out this month
127K
Workers on the platform
< 3s
Average transfer time
Who it's for

Built for the people
who keep things running

No bank account required. No waiting for Friday payroll. Just instant money when the work is done.

🛵
Gig Workers
DoorDash, Instacart, Uber — earn tips and bonuses instantly after every delivery, no waiting 7 days.
Delivery · Rideshare · Freelance
🍽️
Servers & Waitstaff
Digital tip pooling, instant splits, and cashout to any debit card. No more waiting for the restaurant to cut a check.
Restaurants · Banquets · Bars
⛳
Caddies
QR tips on the course, split tips between your team, and instant bank transfer after every round.
Golf Clubs · Resorts · Private Courses
🚗
Valet Attendants
Tap-to-tip NFC stands at the pickup zone. Works with any phone. Tips pooled and split automatically.
Hotels · Restaurants · Events
🎓
College Students
Tutors, campus workers, and side hustlers — get paid on your schedule with no minimum balance or fees.
Tutoring · Campus Jobs · Freelance
🌍
Immigrant Workers
No SSN required to sign up. Multi-currency support. Send earnings home internationally with low fees.
ITIN Accepted · Multi-currency · Remittance
Process

Four steps.
That's it.

01
Create your profile
Sign up in 60 seconds. No bank account required to get started — just your name and phone number.
02
Share your QR or link
Get a personal QR code and payment link. Print it, display it, or tap-to-pay with NFC at your station.
03
Customers tip instantly
No app download needed on their end. They scan, choose an amount, and pay with Apple Pay, card, or Venmo.
04
Cash out in seconds
Transfer to any debit card, bank, or digital wallet — including international accounts — in under 3 seconds.
The app

Your earnings,
your control

A beautifully simple dashboard to track every tip, shift payout, and transfer in real time.

Today's earnings
$214.50
Send a tip
$5
$10
$20
$50
KA
Kwame A.
Caddy · Hole 9
+$110
SR
Sofia R.
Server · Table 14
+$64
Pricing

Simple, honest pricing

No hidden fees. No monthly minimums. Workers keep more of what they earn.

Individual
Free
forever
  • Personal QR code & tip link
  • Instant cashout (1% fee)
  • Up to 50 tips/month
  • Mobile app access
  • Bank & debit transfers
MOST POPULAR
Pro Worker
$4
per month
  • Unlimited tips & payouts
  • Zero cashout fees
  • International transfers
  • Tax export & 1099 help
  • Team tip splitting
  • Priority support
Business
$29
per month
  • Everything in Pro
  • Up to 50 worker accounts
  • Venue QR management
  • Payroll integration
  • Analytics dashboard
  • Dedicated account manager

Ready to get paid
the right way?

Join 127,000+ workers already on SwiftPay. Set up in 60 seconds.

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